Help from the government
Help for Households
The Help for Households government campaign explains the different schemes available to help with the cost of living. It covers new one-off payments and existing benefits and schemes, including:
- income support
- help with your energy bills
- help with childcare costs
- housing support
- help with transport costs
- help finding work
- help with saving energy and lowering your bills this winter
If you need help with rent or living expenses you may qualify for Universal Credit . Other government benefits available including eligibility, appeals and tax credits.
Cost of Living Payment
You may be able to get a payment to help with the cost of living if you're getting certain benefits or tax credits. You could get up to 3 different types of payment depending on your circumstances:
- a Cost of Living Payment, if you get a qualifying low income benefit or tax credits
- a Disability Cost of Living Payment, if you get a qualifying disability benefit
- a Pensioner Cost of Living Payment, if you're entitled to a Winter Fuel Payment for winter 2023 to 2024
Help to Save
Help to Save is a savings scheme for low-income earners. You can deposit between £1 and £50 a month into your account. You'll receive a government bonus of 50p for every £1 saved even if money has been withdrawn.
HMRC has produced a video on YouTube to help you learn about the scheme.
Pension Credit is a scheme for pensioners. Around a third of those eligible for Pension Credit are not claiming it and could be missing out on extra money each week. The average weekly amount of Pension Credit is over £67.